SoFi Technologies

For SoFi Technologies, drawdown measures the percentage decline from its all-time high closing peak of $32.21 (reached on Nov 12, 2025) to its latest daily close of $17.61: (($17.61 - $32.21) / $32.21) × 100 = -45.33% Calculations use official daily settled closes to filter out intraday wick noise. The drawdown only resets to 0.00% when a new settled close surpasses $32.21.

Measuring from SoFi Technologies's all-time high closing price of $32.21: • -10% Dip: Triggers at $28.99 • -20% Pullback: Triggers at $25.77 • -35% Correction: Triggers at $20.94 • -35% Bear Market: Triggers at $20.94 At its latest close of $17.61 (-45.33%), SoFi Technologies is currently in Bear Market territory (Deep single-stock bear market drawdown (> 35% decline from peak).).

From its current drawdown of -45.33%, SoFi Technologies must gain +82.9% from its current price of $17.61 to break even back at its all-time high of $32.21. Because losses compound on a reduced capital base, the recovery gain required always exceeds the drawdown percentage. For example, on a hypothetical $1,000 capital base at today's price, returning to prior all-time highs equals $1,829.07 (a +$829.07 recovery increase).

Across completed annual calendar cycles, SoFi Technologies experienced an average intra-year pullback of -47.8%, taking an average of 153 calendar days to reach bottom from its intra-year peak. The deepest annual decline occurred in 2022 with a -72.6% drop, while the mildest year was 2024 with a pullback of only -34.5%.

The maximum historical drawdown recorded for SoFi Technologies across tracked cycles is -82.00%. In recent market history, its deepest calendar year decline occurred in 2022, falling -72.6% from $15.68 (Jan 3, 2022) down to a trough of $4.30 (Dec 7, 2022), spanning 338 days from peak to bottom.